With quite a few changes happening in the health insurance world, some people may be thinking that there is no more Open Enrollment Period that you have to enroll in a health insurance plan. Although there have been changes to the Affordable Health Care Act, the Open Enrollment Period has not been thrown out the window.

A little-known requirement under the Affordable Care Act (ACA) requires health insurance carriers to offer an annual one-month special open enrollment period (from November 15 – December 15) to employers in the small group market who do not meet the employee minimum participation or employer minimum contribution requirements.

Last year 19 Operators enrolled in a group health plan through the Special Enrollment Period.

SEP Advantages

• Employers that cannot afford to have their employees participate may find the SEP a viable option. There is no employer contribution requirement.
• Beneficial for employers in which management wants to participate in an employer-based healthcare plan but employees cannot afford or do not want to participate.

We invite you to visit the Grocery Outlet Independent Operators Benefits Marketplace for your one-stop benefits portal. Over the years, operators and their employees have used our online quoting and enrollment tool to explore healthcare and voluntary benefit options. The Marketplace Portal remains a stable marketplace where Operators can find affordable plans to help hire and retain employees.

The 2020 Employer Benefits Guide is packed with important information that will help you attract and retain top talent. The guide includes benefit plans, costs, and much more.

Plan Features

• Exclusive Grocery Outlet plans and rates.
• Stable, affordable group platform, all with guaranteed acceptance and no waiting periods.
• You choose the coverage, plan design features and options most appropriate for and valuable to your workforce.